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["上饶银行服务收费价目表编制说明"]
["1.根据《商业银行服务价格管理办法》（中国银行业监督管理委员会、国家发展和改革委员会2014年第1号令）、《国家发展改革委 中国银监会关于印发商业银行服务政府指导价政府定价目录的通知》（发改价格[2014]268号）及国家其他相关法律、法规制定本服务收费价目表。"]
["2.上饶银行服务价格分别实行政府指导价和市场调节价：①实行政府指导价的项目及收费标准，依据《国家发展改革委 中国银监会关于印发商业银行服务政府指导价政府定价目录的通知》（发改价格[2014]268号）及其他相关法律、法规制定；②实行市场调节价的项目及收费标准，由我行总行依据市场情况及国家相关法律、法规统一制定。"]
["3.本服务收费价目表中涉及政府指导价的项目，将随国家有关主管部门公布的政策和标准同步进行修订和调整。"]
["4.服务项目的收费标准、优惠政策等变动情况以本行最新公告为准。"]
["5.实行市场调节价的服务价格，由上饶银行总行统一制定。"]
["6.价格投诉电话：12315；上饶银行价格咨询、投诉电话：0793-96233。"]

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["上饶银行服务收费价目表目录"]
["一、人民币基本结算类（政府指导价）"]
["二、电子银行及银行卡类（市场调节价）"]
["三、基础性中间业务类（市场调节价）"]
["四、其他（市场调节价）"]
["五、免费服务类"]

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["      上饶银行服务收费价目表（2025年7月版）"]
["一、人民币基本结算类（政府指导价）"]
["序号","收费项目",null,"服务内容","收费标准","适用对象","收费依据","备注"]
[1,"跨行柜台转账汇款手续费",null,"通过柜台将个人客户或对公客户的资金从本行账户（不含信用卡）转移到其他银行（含同城和异地）的账户","1、个人客户汇款：0.2万元以下（含0.2万元），收费2元/笔；0.2万元至0.5万元（含0.5万元），收费5元/笔；0.5万元以上，收费8元/笔；                              2、对公客户汇款：1万元以下（含1万元），收费4元/笔；1万元以上，收费8元/笔。","有柜面汇款需求的个人客户和对公客户","发改价格〔2014〕268号，生效日期2014年8月1日","转账范围包括向其他银行的本人、其他个人或单位的账户进行资金转移。 "]
["二、电子银行及银行卡类（市场调节价）"]
["序号","收费项目",null,"服务内容","收费标准","适用对象","收费依据","备注"]
[2,"短信服务费",null,"短信提醒客户账户信息变动情况","3元/号/月","在我行开立了账户，且签约了短信提醒服务的客户（公务卡持卡客户除外）","与运营商签订的协议","一个账户签约一个手机号码的不收取费用，每增加一个签约手机号码收取3元/月的短信服务费。"]
[3,"手机银行","个人U-KEY工本费","出售给个人客户U-KEY","29元/个","手机银行客户","市场调节价","若符合本行及国家相关优惠政策，可按最新优惠政策适当下调标准。"]
[4,"借记卡","ATM境内跨行取现手续费","借记卡ATM跨行取现","免费","我行借记卡持卡客户","市场调节价","日取款最高额20000元；每日前10笔免费，第11笔开始按2元/笔收取费用。"]
[5,null,"境外取现手续费","借记卡境外取现","15元/笔",null,null,"日取款最高额20000元"]
[6,null,"境外查询手续费","借记卡境外查询","2元/笔"]
[7,null,"ATM跨行转账手续费","借记卡ATM跨行转账","1、同城：1万元（含）以内3元/笔；1万元—2万元（含）5元/笔。  2、异地：每笔按交易金额1%收取,最低费用人民币5元/笔，最高费用人民币50元/笔。",null,"市场调节价"]
[8,"公务卡","循环信用利率","透支计息利率","日利率万分之五，近似折算为年化利率18.25%，年利率=日利率*365；按月计收复利。","我行公务卡持卡客户","上银字[2011]126号","透支消费在免息期内免收"]
[9,null,"违约金","到期还款日（含）前未偿还最低还款额","最低还款额未还部分的5%,最低为人民币5元"]
[10,null,"透支取现/转帐手续费","透支取现/转帐","每笔为2元+取现金额的0.3%，（最低5元,最高20元）"]
[11,null,"溢缴款费用","溢缴款取现","本行溢缴款取现免费，跨行办理需收跨行费人民币2元/笔"]
[12,null,"ATM跨行取现手续费","ATM跨行取现","免异地费，另加收跨行费2元/笔"]
[13,null,"境外取现手续费","境外取现","15元/笔"]
[14,null,"境外查询手续费","境外查询","2元/笔"]
[15,null,"补（换）公务卡手续费","补(换)发公务卡","普通:免费,加急:人民币20元/卡"]
[16,null,"挂失手续费","为客户办理挂失公务卡","20元/卡"]
[17,null,"调阅单据费","为客户调阅签购单","10元/份"]
[18,null,"快速发卡费","为客户快速发卡","50元/卡"]
[19,"收单业务手续费",null,"本行与特约商户签约，向其提供收单服务","以双方协商后签订的协议为准","我行特约商户","与特约商户签订的协议","标准类商户借记卡刷卡手续费在现行价格基础上实行9折优惠，封顶值不变；优惠类商户继续执行7.8折优惠，优惠期限截止至2027年9月29日"]
["三、基础性中间业务类（市场调节价）"]
["序号","收费项目",null,"服务内容","收费标准","适用对象","收费依据","备注"]
[20,"国内信用证","国内信用证开证手续费","为客户开立国内信用证","按开证金额的0.15%收取，最低不少于100元","向申请人收取手续费","《上饶银行国内信用证业务管理暂行办法（2019年修订版）》","若符合本行及国家相关优惠政策，可按最新优惠政策适当下调标准。"]
[21,null,"国内信用证修改手续费","为客户修改国内信用证","按每笔100元收取，增额修改的按增额部分按开证手续费收取，最低不少于100元，不另收取修改手续费","向申请人收取手续费"]
[22,null,"国内信用证通知手续费","通知行收到通知联通知客户；信用证修改后，通知行收到通知联通知客户","每笔50元","向申请人收取手续费"]
[23,null,"国内信用证议付手续费","国内信用证议付","按议付单据金额的0.1%收取","向申请人收取手续费"]
[24,"保函业务",null,"用于国内企业之间的承包工程投标、履约、预付款、维修及预留金以及客户对外融资等方面的担保。","1、履约担保、预付款担保、维修担保、预留金担保、付款担保、农民工工资担保、商品房预售资金担保、投标担保及其他非融资性保函等担保费用原则上不低于保函金额的1‰/季，最低不少于500元/季；但分离式投标保函原则上按照不低于保函金额的0.5-1‰收取保函手续费,且不低于100元/笔，电子类非融资性保函原则上按照不低于保函金额的0.2‰收取保函手续费，且不低于60元/笔；\n2、借款保函、透支保函及其他融资性保函等担保费用原则上不低于保函金额的0.25%/季，最低不少于1000元/季；\n3、保函修改费每笔90元，如为增额修改且按增额部分计算的担保费超过90元的，按增额部分的担保费计收。补开保函不收取费用、保函展期根据新期限按规定收取相关费用；\n4、保函手续费方式为按季收取或一次性收取，不足一个季度的，按一个季度收取。","向申请人收取担保手续费。","《上饶银行保函业务管理暂行办法（2022年修订版）》、《上饶银行分离式投标保函业务管理办法（2020年修订版）》","若符合本行及国家相关优惠政策，可按最新优惠政策适当下调标准。"]
[25,"保理业务",null,"销售商将其现在或将来的基于其与购货商（债务人）订立的货物销售与服务合同或因其他原因所产生的应收账款转让给银行，从而获得银行为其提供的商业资信调查、贸易融资、应收账款管理及信用风险担保等方面的综合性金融服务。","有追索权（回购型）保理手续费的费率为应收账款发票（应退未退税款）实有总额0.2%－1.2%；无追索权（非回购型）保理手续费的费率为应收账款发票实有总额的0.5%－3%。","向申请人收取手续费","饶商银字[2008]59号"]
[26,"委托贷款",null,"委托人提供资金，由受托人根据委托人确定的贷款对象、用途、金额、期限、利率等代为发放、监督使用并协助收回的贷款。","手续费按贷款发放时一次性收取的，年手续费率不低于0.5‰-1‰。","向委托人收取手续费","上饶银行委托贷款业务管理暂行办法（2022年修订版）","若符合本行及国家相关优惠政策，可按最新优惠政策适当下调标准。"]
[27,"承诺业务",null,"指由我行与申请人双方签订的合同或协议，明确双方权利义务，在未来约定的有效期内，我行按照商定的条款为申请人提供约定数额信贷支持或其他金融服务的意向性或承诺性文件。","1、贷款意向书：原则上按不低于出具贷款意向书金额的0.5‰一次性收取，具体金额按协议价格收取；\n2、信贷证明书：原则上按不低于出具信贷证明书金额的0.5‰一次性收取，具体金额按协议价格收取；\n3、已签订授信合同项下的未提款额度、循环贷款承诺、对公贷款承诺、银行承兑汇票承诺：原则上按不低于出具授信承诺函金额的0.5‰一次性收取，具体金额按协议价格收取","承诺业务申请人包括自然人、企业法人及其他经济组织。","《上饶银行承诺业务管理办法（试行）》"]
[28,"银团贷款","安排费","进行银团贷款发起筹组工作、分销安排、尽职调查、文件起草、谈判组织、召开银团会议、协助贷后管理等服务","以双方协商后签订的协议为准","向申请人收取手续费","与申请人签订的协议"]
[29,null,"承诺费","申请人在有效期内未提用贷款额度造成对银行资金准备及资本占用的补偿费用","以双方协商后签订的协议为准","向申请人收取手续费","与申请人签订的协议"]
[30,null,"代理费","落实贷款条件、办理抵质押手续、资金归集、资金汇划、办理还款、收取利息和费用、贷后管理、信息传递等服务事宜，负责申请人和银团贷款成员行之间的信息沟通并处理违约事件等服务","以双方协商后签订的协议为准","向申请人收取手续费","与申请人签订的协议"]
[31,null,"参加费","参加行按照参加行向申请人承担放款义务的承贷比例，以及参与银团贷款所提供的服务内容的对少按比例收取的服务费","以双方协商后签订的协议为准","向申请人收取手续费","与申请人签订的协议"]
[32,null,"其他费用","其他与银团贷款有关的咨询服务费用等","以双方协商后签订的协议为准","向申请人收取手续费","与申请人签订的协议"]
[33,"银行承兑汇票","银行承兑汇票手续费","为客户办理银行承兑汇票业务","每笔按票面金额的0.5‰","办理银行承兑汇票的客户","计价费[1996]184号"]
[34,null,"查询费","向开票行发出查询或客户实地到我行查询我行签发的银行承兑汇票","30元/笔","通过我行向开票行发出查询的客户及实地到我行查询我行签发的银行承兑汇票的客户","饶商银字[2008]182号"]
[35,"保管箱业务","租金","以有偿出租形式，为客户提供保管箱","A型箱租金699元/年，C型箱租金1699元/年，E型箱租金2699元/年            ","租用保管箱的客户","市场调节价"]
[36,null,"保证金","租箱保证金","等同箱体一年租金        "]
[37,null,"凿箱费","非正常凿箱指因租用人逾期而发生的凿箱、司法执行凿箱、其他凿箱等","400元                       "]
[38,null,"破箱赔偿费","租用人因损坏箱体或者箱子被客户存储物体腐蚀或者人为造成破坏的","A型1000元,C型2000元,E型3000元"]
[39,null,"挂失箱匙赔偿费","挂失保管箱钥匙","200元"]
[40,null,"滞纳金","未按期交纳租金的，从第二天起计算滞纳金","按保证金的1‰每天累计计算"]
[41,"代理销售业务","代销保险业务","代理保险公司为客户办理保险产品投保、撤单、保单打印、保单查询等服务，向保险公司收取相关手续费用","按协议定价收取","合作机构","市场调节价"]
[42,null,"代销基金业务","代理基金公司为客户办理基金产品认购、申购、赎回、转换等基金交易，向基金公司收取基金的客户维护费、销售服务费等","按协议定价收取","合作机构","市场调节价"]
[43,null,"代销理财业务","代理理财公司为客户办理理财产品认购、申购、赎回、撤单等交易，向理财公司收取销售服务费用","按协议定价收取","合作机构","市场调节价"]
[44,null,"代销实物贵金属业务","代理贵金属公司为客户办理实物贵金属产品购买、撤单、回购等交易","按协议定价收取","合作机构","市场调节价"]
[45,null,"代销黄金积存业务","代理银行同业机构为客户办理黄金积存业务的购买、赎回、兑换、转让等交易","按协议定价收取","合作机构","市场调节价"]
["四、其他（市场调节价）"]
["序号","收费项目",null,"服务内容","收费标准","适用对象","收费依据","备注"]
[46,"个人存款证明书手续费",null,"为客户出具存款证明","20元/份","办理个人存款证明书的客户","上银字[2011]75号"]
[47,"代客理财资产管理费",null,"向客户销售理财产品，接受客户的委托和授权、向客户提供资产管理等服务。","协议定价(收费明细在相关理财产品说明书中列示，包括但不限于固定管理费、浮动管理费以及超额业绩报酬等）","个人和机构客户","银发[2018]106号"]
[48,"理财销售服务费",null,"向客户销售理财产品，接受客户的委托和授权、向客户提供资产管理等服务","协议定价(收费明细在相关理财产品说明书中列示）。","个人和机构客户","银监会令【2011】5号"]
[49,"理财赎回费",null,"为客户提供赎回开放式理财产品服务","协议定价(收费明细在相关理财产品说明书中列示，其中赎回费包括但不限于短期赎回费、强制赎回费等）。","个人和机构客户","银监会令【2021】14号"]
[50,"网络借贷资金存管服务费",null,"为客户提供网络借贷资金存管服务","按协议定价收取","机构客户","市场调节价"]
[51,"资金保管业务","保管费","资金保管机构依据相关法律法规和签署协议的约定，履行安全保管资金的义务，并收取保管费用","以双方协商后签订的协议为准","向申请人收取手续费","与申请人签订的协议"]
["五、免费服务类"]
["序号","收费项目",null,"服务内容","收费标准","适用对象","收费依据","备注"]
[52,"个人本行异地（含本行柜台和自助设备）取现手续费",null,"通过异地本行柜台及自助设备为本行个人客户办理取现业务（不含信用卡）","免费","有异地本行取现需求的个人客户","发改价格〔2014〕268号，生效日期2014年8月1日"]
[53,"电子回单柜管理费",null,"为客户提供电子回单柜","免费","办理了电子回单柜业务的客户","上银字[2011]84号"]
[54,"网上银行","国内跨行汇款","国内跨行汇款","免费","网上银行客户","1.计价格[2001]791号\n2.银办发[2002]217号\n3.银办发[2004]5号\n4.银发[2006]384号"]
[55,"手机银行","国内跨行汇款","国内跨行汇款","免费","手机银行客户"]
[56,null,"月功能费","手机银行正常办理业务","免费",null,"上饶银行手机银行管理办法及与第三方公司签订的运营协议"]
[57,"借记卡（金融IC卡）","卡年费","为客户提供银行卡管理","免费","我行借记卡（金融IC卡）持卡客户","上饶银行金融IC卡管理办法"]
[58,"借记卡（磁条卡）","卡工本费","出售给客户借记卡（磁条卡）","免费","我行借记卡（磁条卡）持卡客户","饶商银字[2008]39号"]
[59,null,"卡年费","为客户提供银行卡管理","免费"]
[60,"公务卡","卡年费","为客户提供银行卡管理","免费","我行公务卡持卡客户","上银字[2011]126号"]
[61,null,"开卡手续费","为客户开立公务卡","免费"]
[62,null,"短信费","签约短信提醒","免费"]
[63,"借记卡","卡工本费","出售给客户金融IC卡","免费","我行借记卡持卡客户","市场调节价"]
[64,null,"卡挂失手续费","借记卡书面挂失","免费","我行借记卡持卡客户","市场调节价"]
[65,"客户主动查询",null,"不是因银行差错造成的未收到款项,查询如已查复的","免费","不是因银行差错造成的未收到款项,主动查询并已收到查复的客户","市场调节价"]
[66,"挂失（单、折）手续费",null,"为客户办理存单/折挂失业务","免费","办理存单（折）挂失的客户","市场调节价"]
[67,"个人现金汇款手续费",null,"将个人客户现金汇入异地本行账户或汇入其他银行（含同城和异地）的账户","免费","有现金汇款需求的个人客户","发改价格〔2014〕268号，生效日期2014年8月1日"]
[68,"网上银行","U-KEY工本费","出售给客户U-KEY","免费","网上银行客户","市场调节价"]
[69,"商业承兑汇票工本费",null,"出售给客户商业承兑汇票凭证","免费","购买商业承兑汇票的客户","关于调整银行部分服务价格提升服务质效的倡议书"]
[70,"银行询证函手续费",null,"为客户办理银行询证函","免费","办理银行询证函的客户","市场调节价"]
[71,"验资证明手续费",null,"应客户验资出具的调查报告服务","免费","办理验资证明的客户","市场调节价"]
[72,"银行承兑汇票工本费",null,"出售给客户银行承兑汇票凭证","免费","购买银行承兑汇票的客户","关于调整银行部分服务价格提升服务质效的倡议书"]
["价格投诉电话12315；上饶银行价格咨询、投诉电话0793-96233                  "]